What are pre & post hospitalization?
Pre and post hospitalization means the medical expenses incurred during a period before & after hospitalisation for any disease / illness / injury sustained which is covered under your Policy. The period before and after hospitalization that is covered depends on the type of plan opted for. We have three different plans to choose from – Basic, Premium and Optimum. In case of Basic Plan, pre-hospitalisation expenses and post-hospitalization expenses are covered for a period of upto 30 days before hospitalization and upto 60 days after hospitalization respectively. In case of Premium Plan, pre-hospitalisation expenses and post-hospitalization expenses are covered for a period of upto 45 days before hospitalization and upto 60 days after hospitalization respectively. In case of Optimum Plan, pre-hospitalisation expenses and post-hospitalization expenses are covered for a period of upto 60 days before hospitalization and upto 90 days after hospitalization respectively.
