What are pending transactions?
Pending transactions are credits, debits, and holds that have not yet posted to your account. Please note that pending transactions are listed in alphabetical order, not in the order that they will post to your account. ATM card transactions made using your PIN are typically processed and posted to your account the day of the transaction is made, or the next business day. Purchases of airline tickets, hotel reservations, car rentals, and mail or telephone orders are subject only to an initial authorization hold, in which funds are credited back to your account the next business day. Once these types of transactions are processed and posted, which may take several days, the actual amount of the transaction is debited from your account.
Pending transaction activity refers to credit and debit transactions that have not yet posted to your account. Holds may also be applied to certain transactions that occur on the current business day, but have not yet posted to your account. PIN-Based Transactions made with your BankAtlantic ATM or Debit Card are processed and posted to your account either on the same day the transaction is made or on the next business day. Though the transaction may be pending, your available balance will reflect this transaction immediately. Signature-Based Transactions made with your BankAtlantic Debit Card, without your PIN (Personal Identification Number), may take several business days to post to your account. Your available funds may be reduced by the amount of the pending transaction authorized by the merchant, but will be credited back within 2 business days. Your remaining available balance must be sufficient to cover checks and other debits that post to your account, or you may be assessed c
