What are our insurance requirements for the Solar Thermal and PV? Do we need an umbrella policy?
Solar PV systems will basically amount to the equivalent of large diamond rings on your home. You will definitely want to insure them. I would advise consulting your agents as I am sure it varies by company. Probably not covered under basic homeowners. They average pricing is somewhere in the neighborhood of 12 dollars a month for a 2.4 kw system.