What are my wife’s health insurance options until she turns 65 and is eligible for Medicare?
The first option is to investigate the individual health insurance market. If your spouse has no serious medical problems he/she can contact health insurance companies about an individual policy. Call local health insurance agents and discuss policies available to her. Another option might be HIPIOWA. This is a state program that is designed to provide health insurance to any Iowa resident who is unable to find adequate and affordable health insurance coverage in the private market due to their mental or physical condition. Individuals over 65 and eligible for Medicare are not eligible for this coverage. Those under 65 and entitled to Medicare due to disability are eligible to apply. For more information about eligibility requirements and benefits call 1-877-793-6880. COBRA, Consolidated Omnibus Budget Reconciliation Act, will provide insurance for up to 36 months for the spouse and or children of an employee who has become eligible for Medicare. Any questions or problems should be dir
