What are my rights as a divorced spouse to continuation health insurance?
Federal law provides a right to continued health insurance coverage from plans covered by the federal ERISA.[1] ERISA sets minimum standards for most voluntarily established pension and health plans[2] in private industry to provide protection for individuals covered by those plans. ERISA requires that covered plans provide participants with information about the plans features and funding; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty. In addition, The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers covered by certain other plans[3] and their families who lose their health benefits the right to continue their group health benefits for a limited period if that loss is the result of certain circumstances such as a voluntary or involuntary job loss, reduction in the hours worked, transition between jobs, death, divorce,
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- What are my rights as a divorced spouse to continuation health insurance?
