What are my out-of-pocket expenses with a HMO plan?
Typically, HMO’s have lower out of pocket expenses then PPO insurance health plans. The HMO plans that JC Lewis Insurance Services recommends range from $3000-$4000 for a single member. The PPO out of pocket plans can range anywhere from $1500-$7500 for a single member. Although many firms throughout the state of California claim HMO’s to be a cheaper option, they most likely are more expensive on the average.
