What are my options for a stable monthly payment?
Fixed rates may be your answer. Consider locking in a favorable rate for as long as 30 years. Or as an option, you can consider a loan which keeps its rate fixed for 1, 3, 5, 7, or 10 years before it begins to adjust annually. Thinking about how long you plan to stay in your home and talking to one of our expert loan consultants will help lead you to the right loan option. Is there a home loan available that will give me extra cash When you refinance your primary home loan, in many cases you can get extra money to pay off bills that may have large payments or higher interest rates. Ask about refinancing to get cash out of your home or a debt consolidation loan. How can I compare other banks’ lending rates The easiest way is to browse the internet. Most banks and lending institutions publish their rates on a daily basis. There are even home loan catalogs that monitor several lenders at once and compare them for you. When you compare lenders for either purchase money or refinancing, be s