What are my Medicare healthcare coverage choices?
Choosing the right Medicare coverage can be a confusing and overwhelming task. Below are listed four groups of Medicare healthcare coverage that should be considered when evaluating your Medicare healthcare needs: • Original Medicare Plan: A fee-for-service plan that is managed by the Federal Government. You can go to any doctor or supplier that is enrolled and accepts Medicare and is accepting new patients, or to any hospital or other facility. The Original Medicare Plan has two parts: Part A (hospital) and Part B (medical). You will be in the Original Medicare Plan unless you choose to join a Medicare Advantage Plan (like an HMO or PPO). Most people get their coverage through the Original Medicare Plan. • Medicare Advantage Plans Health plan options that are approved by Medicare and run by private companies. They are part of the Medicare Program, and sometimes called “Part C.” Some of these plans include prescription drug coverage. Medicare Advantage Plans include: • Medicare Preferr