What are my COBRA responsibilities if I’m managing my own benefits?
It all depends. If you are an over-20 company, then Federal rules currently govern your obligations. However, if you are an under-20 company, there may be separate rules which govern your responsibilities depending upon what State you are based in. For example, an under-20 company based in California is currently subject to CalCobra. When in doubt, we urge you consult qualified legal counsel to determine what COBRA responsibilities your company has.