What are my best options if I need prescription drug coverage?
You may be able to find low-cost prescription drug programs at certain retailers, or other locations in your area. These plans typically cover the costs of generic drugs. In the individual health insurance market you’ll typically have the option to buy a health insurance policy that includes prescription drug coverage, or select a policy that does not. If you find a low-cost prescription drug program then you may be able to save money by selecting a health insurance plan that does not cover prescription drugs. Note: If you elect to purchase a low-cost prescription plan through a retailer, you won’t always have access to the newest and most advanced drugs available. If you don’t care about getting the newest drug treatments, you may be okay to pass on prescription drug coverage in your health insurance plan. Just be sure that any drugs you’re already taking are included in the plan you choose.
