What are Late Fees?
I never get those. Even if you are working with a debt counseling agency, you will continue to get your monthly statements. Make sure you review them each month. If payments are not being made or are being made late, you may be working with an agency that is scamming you. If you suspect this, stop paying the agency, contact your creditors directly to explain the situation, and contact your state’s attorney general’s consumer protection division immediately and ask for help.