what are large scale decent homes loans?
Large Scale Decent Homes Loans address more extensive problems. All property that is classified as containing category 1 hazards as determined by the Housing Health and Safety Rating System (HHSRS). Loans for approved repair or improvement work will be available up to a maximum of £25,000. Loans are subject to a six month residency requirement and availability of funds, loan assistance may be available to applicants over the age of 18 for approved works prioritised following a house condition survey. Where an applicant is on income support, guaranteed pension credit or income based job seekers allowance they will, after verification, be passported through to 100% assistance with loan eligible works. In any other case the applicant will be required to participate in a test of financial resources to assess their capability to contribute towards the cost of the work. The test of financial resources will be the same as that used nationally for Disabled Facilities Grants. The loan will be r