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What are HMOs (Health Maintenance Organizations)?

April 26, 2017Health HMOs maintenance Organizations

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What are HMOs (Health Maintenance Organizations)?

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HMOs are an alternative to commercial insurance that stresses preventive care, early diagnosis and treatment on an outpatient basis. HMOs are licensed by the state to provide care for enrollees by contracting with specific health care providers to provide specified benefits. Many HMOs require enrollees to see a particular primary care physician (PCP) who will refer them to a specialist if deemed necessary.