What are essential benefits? What will be covered in the plans offered through the exchanges?
When the exchanges are up and running in 2014, insurance companies that want to offer coverage in the exchanges will have to offer certain essential benefits. Benefits will include: ambulatory patient services, emergency services, hospitalization, maternity and newborn care, mental health, substance abuse, and behavioral health treatment, prescription drugs, rehabilitative and habilitative services and devices, laboratory services, preventative/wellness services and chronic disease management, pediatric services; including oral and vision.