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What are essential benefits? What will be covered in the plans offered through the exchanges?

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What are essential benefits? What will be covered in the plans offered through the exchanges?

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When the exchanges are up and running in 2014, insurance companies that want to offer coverage in the exchanges will have to offer certain essential benefits. Benefits will include: ambulatory patient services, emergency services, hospitalization, maternity and newborn care, mental health, substance abuse, and behavioral health treatment, prescription drugs, rehabilitative and habilitative services and devices, laboratory services, preventative/wellness services and chronic disease management, pediatric services; including oral and vision.

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