What Are Employee Health Insurance Laws?
There is no law mandating that employers must provide their employees with health insurance. However, the Employee Retirement Income Security Act of 1974 (ERISA) regulates the minimum standards for private-sector retirement and health-benefit plans.COBRAThe Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) expanded ERISA to include new health laws to provide employees with health insurance benefits if circumstances resulted in its loss.COBRA QualificationTo qualify for COBRA benefits, the employee, her spouse or dependent children must undergo a qualifying event.
