What are elements of a proactive risk management strategy?
A number of strategies can be employed to help rein in auto fleet risk. First, it’s crucial that drivers read and understand a policy regarding personal vehicle use, and all drivers should participate in a mandatory defensive driving class. It’s also a good idea to perform periodic motor vehicle records checks on all drivers to catch recent driving incidents. All employee drivers should be aware of the acceptable limit for points on their license and the speeding maximum acceptable on any ticket they receive. From a maintenance standpoint, performing weekly visual inspections of all units and following the prescribed maintenance schedules can best protect your drivers and the public. Finally, many companies are utilizing GPS units in their vehicles to monitor the movement of their drivers. What if something goes wrong? We always promote that companies have a disaster plan that covers workers’ compensation claims, auto claims, general liability claims with a focus on a fast response to
