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What are Credit Freezes & Fraud Alerts?

April 26, 2017Alerts credit fraud freezes

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What are Credit Freezes & Fraud Alerts?

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Fraud Alerts and Credit Freezes are two processes that under the Fair Credit Reporting Act (FCRA), a consumer can use to help protect their credit. These are two of the many tools Identity Protection services use to protect your credit file and while you may find value in having a company place and renew these alerts on your credit file for you, they are available to you at no cost. Knowing and understanding how these processes work can help you evaluate the value in a commercial service and whether it may be right for you.