What are Commonwealth Bank Regular Instalments?
Commonwealth Bank Regular Instalments are investment packages with ‘built-in’ loans that enable investors and trustees of Self-Managed Super Funds (SMSF) to purchase shares by making several payments over time. As such, Regular Instalments are sometimes compared to buying a share on lay-by, but are better because investors receive the full economic and gearing benefits (growth, dividends, potential franking credits and interest deductions) without having paid for the share in full. Key features and benefits include: • Up to 3 year investment term • No margin calls or annual loan resets • Over 55 Australian securities to choose from • No loan application or credit checks • The repayment of the Final Instalment is not obligatory • Cash dividends are paid through to the investor • Potential interest deductions • A liquid investment traded on the ASX via your CommSec Trading Account • Unlock cash from existing share holdings (not available to SMSF) • Increased exposure to capital growth, d
