What are Avail. Funds?
Avail. Funds is an abbreviation for available funds. Available funds represent the amount of credit you have available on your credit card account or Home Equity Line of Credit as of the end of the previous business day. Available funds represent the available balance for checking and money market accounts. Payments made with Bill Pay do not change the balance until the end of the business day. However, your balance is updated throughout the day to reflect ATM, point of sale and other transactions. You can view these transactions online by going to the account statement for your account.
