What are and Why Were the California Fair Debt Settlement Practices Regulations Implemented?
The California Fair Claims Settlement Practices Regulations were established to implement certain standards for the variety of Unfair Claims Practices set forth in California Insurance Code Section 790.03(h). Moreover, the legislature enacted these laws in response to California Supreme Court holding in Moradi-Shalal v. Fireman’s Fund, 46 Cal.3d 287 (1988), which established that California Insurance Code Section 790.03(h) did not give a private right of action to claimants who are third parties. Instead, the law provided that an administrative remedy be enforced by the Insurance Commission pursuant to already established regulations. document.getElementById(‘adsense_placeholder_1’).innerHTML = document.getElementById(‘adsense_ad_1_hidden’).innerHTML; Who Does the California Insurance Regulations Apply To? The California Fair Claims Settlement Regulations were not intended to provide definitions of all fair claims practices. Instead, the laws delineate specific minimum standards for cl
