What are an Insureds options when an Insurer denies a claim or coverage?
Many claim denials are not the result of bad faith, but authorized based upon the exclusions and limitations contained in the contract between the Insured and Insurer. However, if your claim appears to be covered by the policy between you and the Insurer, then you may have a bad faith claim that should be reviewed by an attorney. When an Insurer denies a claim, a vast majority of people choose to do nothing, which is unfortunate. Many unscrupulous insurance companies deny claims by playing the odds that the Insured will not pursue further action or contact an attorney about the denial. Frequently, when an attorney becomes involved, the insurance company will generally take the claim much more seriously and look to modify and correct its earlier bad faith direction in order to minimize the amount of the claim, potential bad faith implications and its potential losses. For important information about your claim and our disclaimer, click here.
