What are an insureds options when an insurance carrier commits bad faith?
When an insurer commits bad faith, an insured has three options: to negotiate a resolution and an acceptable settlement with the insurer; if that fails (and it often does), the insured can either give up, or sue. Too often, many just give up. Frequently, when an insurance attorney becomes involved, an insurer will take the claim much more seriously and look to modify and correct its earlier bad faith direction in order to minimize the amount of the claim, potential bad faith implications and loss and punitive damages against the insurer.
