What are advantages of offering Voluntary Products?
• What is a PPO? A Preferred Provider Organization (PPO) is an association that contracts with groups of doctors, dentist, hospitals and other health care providers to provide care at prearranged fees or discounts. • What is a PCP? A Primary Care Physician (PCP) is a General Practioner, Pediatrician or Internal Medicine physician who is responsible for monitoring an individual’s overall health care needs. Typically, a PCP serves at a “quarterback” in coordinating an individual’s medical care by either treating them for their condition or illness or referring them to a specialist for treatment. • What is a HMO? A Health Maintenance Organization (HMO) represent “pre-paid” or “capitated” insurance plan in which individuals or their employers pay a fixed monthly fee for services, instead of a separate charge for each visit or service. The monthly fees remain the same, regardless of types or levels of services provided, Services are provided by physicians who are employed by, or under contr
