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What affects the level of fire protection and therefore the choice of materials in various structures?

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What affects the level of fire protection and therefore the choice of materials in various structures?

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Building authorities in each country have regulations regarding the fire protection for various types of buildings. Insurance companies affect the fire protection and choice of material indirectly with their fire insurance premius. There are no official standardised rules applied by all insurance companies. It is a good idea to contact your own insurance company when a new building is being planned.

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