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Up 15. How long until my credit gets back to the point where I might hope to get a regular credit card or mortgage?

April 26, 2017credit credit card Hope mortgage point regular

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Up 15. How long until my credit gets back to the point where I might hope to get a regular credit card or mortgage?

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Rebuilding credit depends on how aggressively you try to get back on track, but don’t figure less than 1-3 years. Remember, you can always get a secured credit card or a mortgage with a low loan to value (LTV) and high interest rate, sometimes even still in the middle of a bankruptcy.