Under what conditions should both husband and wife file bankruptcy?
First, the expectation is that both husband and wife file a joint bankruptcy. If they do not, then they must explain the deviation from the norm. Both husband and wife should file when some of the debts are owed jointly by both the husband and the wife. If both husband and wife owe the debts and only the husband files bankruptcy, the creditors may try to force or harass the wife into paying the debts, even if she is unemployed. Under Arizona law this may not be appropriate for the creditors – but it depends on the specific circumstances surrounding the debt.
