Under Mediclaim, does a sickness for which a claim is lodged get covered under a future insurance policy or does it become pre-existent for the next policy term ?
Under Mediclaim, a sickness for which a claim is lodged does not become pre-existent. It is covered provided the policy is renewed within time limits and there is no break in the term of the insurance policy. In case there is a break in the term of insurance (up to 7 days allowed subject to certain conditions) then it will definitely become pre-existent and exclusions will apply.
Related Questions
- Under Mediclaim, does a sickness for which a claim is lodged get covered under a future insurance policy or does it become pre-existent for the next policy term ?
- What types of medical expenses are covered under this protection plan? Can I claim for outpatient expenses incurred through sickness?
- How quickly can I get covered by a short term medical policy?
