Transaction Expired?
jayder: Well I “bought” something online. The card was used for gaming, the online variety. I used the card fully in one shot. contraption: I don’t really have a paper trail since I was not emailed anything and now that the transaction has been removed from Commerce, there is nothing there to indicate a transaction took place.
I’ve had that happen with lots of stuff I buy online from merchants like American Airlines and Apple Computer. There will be a hold placed on the account on the day I make the purchase. After a few days that hold drops off and it looks like I got a free computer. A few more days later the charge shows up again as posted for the original amount. Nothing sinister or unscrupulous. Just make sure you don’t go spend that money while the debit is in limbo.
Did they tell you what merchant it was? What did you use the card for? There are two types of credit card transactions AUTHs and CAPs. An AUTH is just an authorization to see if you have enough credit to make a transaction. If an AUTH isn’t followed by a corresponding CAP (capture) within a few days, it expires. For example, when you pay at the pump, most gas stations make an AUTH for $35 the moment you swipe your card and then after you finish, they send in a CAP for the actual amount. At restaurants when you give them your card, they do an AUTH for the bill + 20%, and when you actually mark a tip, they CAP that amount. All of that to say that I wouldn’t worry about it.
