Top What are medical payments?
Medical payments is third party coverage that cover medical payments to persons other than the pet sitter or the pet owners. Our policy includes $5000 of med pay coverage. This does not apply to you or your employees. An example of how this coverage works would be if you were walking someone’s dog and the dog bit a passerby, we would pay for that person’s medical bills. This could be done without the other party starting a lawsuit or there being any legal liability on the part of the pet sitter. If the medical costs exceed $5000, there would potentially be up to $1,000,000 of bodily injury coverage within the basic membership occurrence limit, but there would need to legal liability and negligence on the part of the pet sitter in order for that coverage to come into play.