Top of Insurance FAQs What if the airline goes bankrupt?
The travel cover excludes the financial failure of any transport or accommodation supplier so insurers would not be able to assist in this eventuality. Insurers advice is that most airlines try to re book the traveller with another airline if there is a financial failure situation. What cover exists for disrupted trips? If a Journey is disrupted due to reasons beyond the travellers control then cover will generally operate to reimburse additional travel and accommodation expenses. Please note however that cover does not apply where the disruption is caused by financial failure of the airline or other provider of transport or accommodation (see above). Further advice insurers offer is that when booking air travel, the purchaser should ask the travel agent if they are covered by the ATOL scheme, this is the protection scheme for flights and air holidays managed by the Civil Aviation Authority(CAA). A useful website address for further information is www.atol.org.uk/atol/consumer.htm and
