Tom, whats the view from a community bank?
MILES: Our investment program is about 10 years old, and we employ only about 23 full-time, dedicated financial consultants. In 2009, we really only hired one and he was someone I personally knew. So from our standpoint, it seems like there’s not a lot of movement right now. BIC: What about the TPM perspective, Craig? KAMIS: We provide services to almost 800 banks across the country. Last year was a phenomenal year for us. We recruited in excess of 200 financial consultants for our partners. We use a strategy with a number of our clients called a second-story advisor or second-floor advisor approach, taking advantage of the upset in the wirehouse environment, where there are very qualified advisors with large books of business who for the first time really view banks as a viable landing place, where they can work their book in an environment that is conducive to their needs for stability and to have a strong name behind them. WERLIN: Whether they were uncomfortable because of the finan
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