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There are certain circumstances where the producer may not be face-to-face with the insured. What rules for the disclosure form govern this situation?

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There are certain circumstances where the producer may not be face-to-face with the insured. What rules for the disclosure form govern this situation?

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For example, when the purchase is made over the telephone or by electronic means for which written consent cannot be reasonably obtained, consent may be documented by sending the disclosure statement to the insured within 10 days after the purchase.

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