The recent news articles mentioned you would provide information on how to avoid common fees. How can I avoid fees when using my ANZ credit card or ANZ Everyday Visa Debit?
• Regularly check your ANZ account balance to make sure you have sufficient cleared funds to cover your transactions. Your account balance can be checked via any ANZ ATM in Australia or through ANZ Internet, Phone and Mobile Phone Banking. • Allow time for cheques and ATM deposits to clear before attempting to make a purchase or drawing against these funds. We recommend you allow 3-5 business days. • Check when your recurring transactions and/or direct debits are due and reschedule them if necessary. • For credit cards, set up ANZ CardPay Direct facility to make automatic credit card repayments from a nominated Australian Bank Account each month. • For ANZ Everyday Visa Debit, set up Salary and Direct Deposits by providing your employer or other paying organisation with the BSB and Account number, located on the back of your card. • You can request to have electronically authorised transactions declined if the transaction will take you over your agreed credit card limit or overdraw you
