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The plan indicates that eligible homes must have been owner occupied at the time of the storm and suffered major or severe damage. How is major or severe damage determined?

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The plan indicates that eligible homes must have been owner occupied at the time of the storm and suffered major or severe damage. How is major or severe damage determined?

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FEMA makes that determination when providing assistance through its Individual Assistance program. The house must be categorized by FEMA as having been destroyed or having suffered major damage. Homeowners with major or severe damage would have received a check from FEMA for an amount equal to or greater than $5,200 to cover home repair costs only. If FEMA did not notify you that your home has been classified as destroyed or suffering major damage, or deemed your house ineligible for financial assistance because your house was covered by insurance, you may still be eligible for assistance through The Road Home, though the level of damage to your home must be verified through alternate means to be determined by the State with the private contractor.

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