The other driver doesn’t have car insurance; how am I supposed to collect money from him now?
If the accident occurred in N.Y. and the other driver does not carry the insurance required by N.Y. law there is a special type of claim known as an MVAIC claim that can be brought to cover your expenses. There are very special time requirements and rules that pertain to an MVAIC claim so it is very important that you immediately consult with an experienced personal injury attorney if you have any reason to believe that either the other vehicle or the vehicle in which you are riding is not insured. In addition to an MVAIC claim, you may also be able to bring a claim under your OWN insurance policy. You may have coverage under either the Uninsured or Underinsured Motorists endorsement to your policy. Once again, there are special rules and requirements to pursuing these claims so we strongly suggest that you promptly consult with your attorney so they can decide how to handle your claim to make sure you are protected.
