The investment world is very volatile at the present moment, should one wait until it returns to more normal parameters before investing?
This would depend on the type of investment envisaged. A medium to long term capital accumulation programme, to meet the needs of a child’s Education fund or a personal retirement fund for example, would be constructed in such a way, as to take advantage of good “Dollar cost averaging” opportunities, which subsequently can take advantages of any market situation whether “Bull or Bear”. The best time to have instigated a medium to long term investment, would have been at least ten years before we meet the client. Then we would be in the position of developing a strategy, which would accelerate the growth of an already, quite considerable financial platform. Our reality however, is that meet many prospective clients with little or no financial programmes is place and a finite number of pay days left. There is really no bad time to create a capital accumulation programme. In the case of a Capital investment up to $100,000US, then prevailing conditions do have an impact on the decision mak
