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The current property owner already has title insurance. Why do I need another title search?

April 26, 2017Insurance owner Property search title

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The current property owner already has title insurance. Why do I need another title search?

1 Answer

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A title policy insuring the seller does not protect the buyer. Also, many things could have happened to the land since that owner s policy was issued. Your seller could have a mortgage, a home equity loan, judgments, or unpaid taxes that would not be covered in the seller s title policy.