The collector is demanding I pay by Post-dated check; what are my rights?
Collectors can demand you pay by post-dated check but there is no law that compels you to pay by this method. It’s your choice! However, I never recommend paying by post-dated check or automatic withdrawal (EFT). These methods almost always result in your account be overdrawn for a variety of reasons but usually because and unethical collector withdrew the funds early. Unethical collectors cash checks and withdraw funds early and some have been known to withdraw the same amount of funds twice even though they were only authorized a one-time withdrawal. Don’t let anyone bully you into using post-dated checks or automatic withdrawals. These actions will cause you even more headaches and can cost you a great deal of time and money to resolve all the problems caused by these actions. Of course, once they have the money, getting it back is nearly impossible without an expensive legal battle. State up front that you will be paying by check or money order sent via U.S. mail and put this in wr
