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The application mentions that ACE Life may need to obtain my medical records from my doctor. What kind of records would they need and why?

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The application mentions that ACE Life may need to obtain my medical records from my doctor. What kind of records would they need and why?

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ACE Life may ask your doctor to complete an Attending Physician Statement (APS). This is a summary of your medical history based on records from your doctor. This helps determine your medical eligibility for coverage. Doctor’s offices are used to providing this information to insurance companies.

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