That did not answer much. so would i pay 400 for the phone if i chose the contract. Could i choose the contract even if i have no credit?
You would have to have your credit run to determine if you’re eligible for a contract plan. It is possible for you to get a contract even if you don’t have credit as the system checks EFUNDS (debit transactions) if there are no hits at the bureaus. If you are not eligible for a contract, you will have to pay full price for the phone. With a contract, you will be able to get a discount. If the dealer isn’t going to give you a discount and you’ll be on a 1 or 2 year contract, go to a different dealer. Make sure you check a corporate store as well if you’re looking to sign up at an authorized dealer. Corporate stores give the same discount whether it’s a regular account or flexpay. Some authorized dealers may not give the same amount of discount on flexpay as apparently they get a smaller commission on flexpay activations.
