Starting September 1, 2005, consumers can request a free credit report. How do I get my free report?
The three consumer reporting companies — Equifax, Experian and TransUnion — are using one website, one toll-free telephone number, and one mailing address for consumers to order their free annual report. To order click www.annualcreditreport.com, call 1-877-322-8228 or complete an ‘Annual Credit Report Request’ form found at http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf and mail it to Annual Credit Report Request Service, PO Box 105281, Atlanta, GA 30348-5281. Do not contact the three consumer reporting companies individually. You may order your free annual reports from each of the consumer reporting companies at the same time, or you can order from only one or two. The law allows you to order one free copy from each of the nationwide consumer reporting companies every 12 months.
Related Questions
- I understand that if a person is denied credit, he can request a free credit report. But can he request the free report from all three major credit bureaus, or only from the credit bureau referenced?
- Starting September 1, 2005, consumers can request a free credit report. How do I get my free report?
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