Since I have had cancer I want to focus on a new career path. How do I know if I am subject to any pre-existing condition exclusion period in my new job?
Many plans do cover pre-existing conditions. A plan must tell you if it has a pre-existing condition exclusion period (and can exclude coverage for a pre-existing condition only after you have been notified). The plan must also tell you about your right to show that you had prior health insurance coverage (creditable coverage) to reduce the pre-existing condition exclusion period. If the plan does have a pre-existing condition exclusion period, the plan must decide about your insurance coverage and the length of any pre-existing condition exclusion period that applies to you. In general, a plan is required to make this decision within a reasonable time after you provide a certificate or other information that shows you had insurance coverage. You must be notified of this decision if, after looking at all the evidence of creditable coverage you’ve had recently, the plan decides to impose a pre-existing condition exclusion period for your pre-existing condition. (Creditable coverage incl
Related Questions
- Since I have had cancer I want to focus on a new career path. How do I know if I am subject to any pre-existing condition exclusion period in my new job?
- I had a pre-existing condition exclusion period at my prior employment. Can another exclusion period be applied by my new group health plan?
- What documentation must be submitted to reduce the length of a pre-existing condition exclusion period?
