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Since Andrews University has a “Hard Waiver” policy, what do I need to provide to Student Insurance as proof of other coverage?

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Since Andrews University has a “Hard Waiver” policy, what do I need to provide to Student Insurance as proof of other coverage?

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You will need to complete the waiver form when you register online. Please make sure that you accurately complete all necessary insurance information, based on your current coverage. Please note: • Some insurance policies are not valid outside the state where they were issued. Please check on this with your insurance carrier before you attempt to use their policy as proof. • Some insurance covers at a much reduced rate outside of your coverage area. Make sure that if this is the case with your policy that the coverage amounts are sufficient. • Medicaid from states other than Michigan is not accepted by health providers except for emergencies. Because of this medicaid cards from states other than Michigan will not be accepted as proof of insurance. • Proof of insurance is not a phone call to Student Insurance informing us that you do have other insurance and to not place an insurance charge on your account.

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You will need to complete the waiver form when you register online. Please make sure that you accurately complete all necessary insurance information, based on your current coverage. Please note: • Some insurance policies are not valid outside the state where they were issued. Please check on this with your insurance carrier before you attempt to use their policy as proof. • Some insurance covers at a much reduced rate outside of your coverage area. Make sure that if this is the case with your policy that the coverage amounts are sufficient. • Medicaid from states other than Michigan is not accepted by health providers except for emergencies. Because of this medicaid cards from states other than Michigan will not be accepted as proof of insurance. • Proof of insurance is not a phone call to Student Insurance informing us that you do have other insurance and to not place an insurance charge on your account. Although this appears convenient and easy, the proof requirement has not been me

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