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Shouldn a person who works 40 plus years be entitled to 15 years of retirement?

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Shouldn a person who works 40 plus years be entitled to 15 years of retirement?

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A male worker retiring at age 65 in the year 2000 has a life expectancy of 15.8 years, while a female at age 65 will have a life expectancy of 19.3 years. When all the baby boomers will have retired, life expectancy at age 65 for men is projected to be 17.1 years and for women is projected to be 20.4 -years.

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