Should I trust my insurance company or another insurer to investigate my automobile accident, car wreck, or other motor vehicle collision that happened in Florida?
As stated in an answer to a previous “Frequently Asked Questions”, in Florida, most motor vehicle collisions and traffic accidents are initially investigated by law enforcement agencies. In the case of serious personal injury, wrongful death or vehicular homicide collisions, several law enforcement agencies as well as the Florida State Police will often work together to conduct the investigation. However, it is not the job of any investigating officer to collect or preserve evidence that may become important in the prosecution of a subsequent civil action seeking to recover money damages as a result of the motor vehicle collision. Rather, the job of law enforcement is to determine whether or not any laws have been broken and whether any charges should be filed. Commonly, following the initial investigation at the scene, any insurance companies that may be facing a claim as a result of the automobile accident, car wreck, or other motor vehicle collision, will conduct their own form of “