Should I Hire a Credit Repair Law Firm?
In court cases you probably heard of someone getting off due to a technically in the law. Your credit report is no different. All the information recorded on your credit reports is governed by a law, which is known as the FCRA. It stands for fair credit reporting act and it governs the recording and removal of information on your credit file. As you begin to deal with businesses on credit, they report to the bureaus on how you maintain the payment agreements you have made with them. The only problem with this system is that you have no say in the information being correct or not! This is where credit repair lawyers can help. They understand all the details of the FCRA as well as the fair debt collections practices act, another important law that governs how collection agencies operate. Lawyers can effectively challenge the bureaus and collectors that have their entry on your report. Collection agencies in particular have been known in the past to violate the FDCPA. In one case they wer
