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Should I File For Bankruptcy?

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Should I File For Bankruptcy?

13 Answers

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| Top 10 Bankruptcy Mistakes You Should Avoid | Bankruptcy Reform & Recent Changes | Bankruptcy Terminology

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Ron is thinking about filing for bankruptcy, but experts urge him that it’s only a last resort.

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• Chapter 7 vs Chapter 13 • FREE Debt Calculators • Bankruptcy Links • Bankruptcy News & Articles • Famous People Who Filed • About Us • Contact Us

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Use bankruptcy as a last resort. Bankruptcy typically has a few hundred dollars in legal fees but adversely affects credit ratings for seven to ten years. Bankruptcy should be considered only in a worst case scenario.

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Financial problems lead to great stress and can disrupt one’s personal and family relationships, yet many people are scared at the thought of having to file for bankruptcy relief. This is exactly what your creditors want you to think. They do not want you to use your right under the law. They would much rather you pay the minimum monthly payment for the rest of your life at 20 to 25% interest!!!!!