Should I choose to integrate with the Canada Pension Plan (CPP) and/or Old Age Security (OAS) at retirement?
This is a personal decision. If integrating with CPP, you would receive advances from the CSSB for CPP until your 60th birthday, at which point, your pension from the CSSB would be decreased for your lifetime. It is your responsibility to contact CPP approximately 6 months prior to turning age 60. If integrating with OAS, you would receive advances from the CSSB for OAS until your 65th birthday, at which point, your pension from the CSSB would be decreased for your lifetime. It is your responsibility to contact OAS approximately 6 months prior to turning age 65.
