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Should I buy Critical Illness coverage as a rider forming part of my disability insurance policy or as a separate policy?

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Should I buy Critical Illness coverage as a rider forming part of my disability insurance policy or as a separate policy?

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Critical Illness coverage is highly competitive coverage. It too is based on definitions. We have found that buying a separate policy is in the best interest of our clients since most clients want to have the option of a payout on initial diagnosis Early Intervention Benefit and payment for diagnosis of Diabetes, Prostate and Breast Cancer. Definitions are the key to this contracts as well as length that the coverage will be offered. Consult your Living Benefit Specialist.

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