Section III-What If I Have Permanent Kidney Failure (ESRD)?
People with Medicare who have permanent kidney failure (also called End-Stage Renal Disease, or ESRD) have a one-time right to join a new Medicare+ Choice Plan if their plan leaves Medicare or stops providing coverage in their area. Medicare+ Choice plans include managed care plans, like HMOs, and private fee-for-service plans. Because Mid America Health will no longer offer Senior Excel in your area, you are allowed to join a new Medicare+ Choice health plan. If any Medicare+ Choice Plans are available to you in your area, they are shown in Section I, under “Medicare+ Choice Plans.” Please save this letter as proof of your right to join a new Medicare+ Choice Plan. If you join a new Medicare+ Choice Plan and later choose to leave that plan, you will not be able to join another Medicare health plan. You will get your Medicare coverage from the Original Medicare Plan. The only way you may get another chance to join a new Medicare+ Choice plan is if the new plan you join later leaves the
